Poll -On My WalkENTRIES-GROUND LEVEL-Week...CHAT-GROUND LEVEL-Weekly ...DIY ENTRIES 22-29/11/20DIY CHAT 22-29/11/20CHAT - ON MY WALK 14-22nd...ENTRIES - ON MY WALK 14-2...POLL - Medical What made you feel good t...What annoyed you today?International Photographe...Entry thread - MEDICAL - ...Chat Thread - Medical - W...Poll for bonfire Night in...What bemused you today?Bonfire Night in Covid Ti...

Author Topic: Camera Insurance  (Read 335 times)

Offline Jediboy

  • Hero Member
  • *****
  • Posts: 1625
Camera Insurance
« on: June 12, 2020, 03:23:00 PM »
Hi,

I have been contemplating getting camera insurance. I have always relied on home insurance but wondered what people on here have?

Camera insurance or home insurance??

Chris


May the Force be with you.

Chris

Offline jinky

  • Hero Member
  • *****
  • Posts: 3385
Re: Camera Insurance
« Reply #1 on: June 12, 2020, 04:26:45 PM »
When I was earning from photography I took out full camera insurance with public liability and public indemnity but when I stopped reverted back to covering my photography gear as an extension on my home insurance. I totted up what I took on holiday with me to ensure I was covered when it was away from home as well as at home and although I`ve not tested any insurer with a claim it`s enough for me.

Offline Jediboy

  • Hero Member
  • *****
  • Posts: 1625
Re: Camera Insurance
« Reply #2 on: June 12, 2020, 08:55:48 PM »
Cheers Jinky.

As time has gone by I have acquired more and more photography kit and now a drone. Think I'll phone the home insurance company and see what difference it makes to the policy, and then maybe get a quote for separate insurance, and then see which works best.
May the Force be with you.

Chris

Offline StephenBatey

  • Sr. Member
  • ****
  • Posts: 284
  • "this demm panic" - Sir Percy Blakeney
    • stephenbatey/
Re: Camera Insurance
« Reply #3 on: June 12, 2020, 09:20:13 PM »
I'm also relying on home insurance. To be honest, the equipment I take on holiday isn't made any more, and hardly ever appears on the second hand market, so money wouldn't help in replacing it.

For the curious, the camera is a Walker Titan of which only 1000 were made. If anything did happen, I'd switch to another large format camera, as I have a number.

Offline Jediboy

  • Hero Member
  • *****
  • Posts: 1625
Re: Camera Insurance
« Reply #4 on: June 12, 2020, 09:41:49 PM »
I'll be honest, I've never heard of a Walker Titan.
Hopefully you'll never need to call on insurance!
May the Force be with you.

Chris

Offline anglefire

  • Canon Biggamist. Three bodies and some lenses. :) - Sold my 1DMk3
  • Hero Member
  • *****
  • Posts: 1518
  • Canon Owner and Proud of it :)
    • Mark Colston Photography
Re: Camera Insurance
« Reply #5 on: June 13, 2020, 07:29:36 AM »
I rang my home insurer some years ago - but they wouldn't cover what I had then. I did use one of the the popular ones for the first year - but then heard very bad reports so changed and have been with aaduki ever since. https://www.aaduki.com/

I have had to use them once when I managed to drop my 100-400 out of my camera bag when in America and had no issues and the claim was approved and paid for with no quibble - even when the estimate was increased due to another part been found to be busted once its was opened up by Canon.

I do have Public Liability and Product Liability insurance with it as I do the very occasional paid shoot.

It covers me away from home - which is often the issue with using Home insurance - fine in the house........... - and 60 days worldwide.

It certainly isn't cheap - but having had to use it, worth it in my mind at least!
----------------------------------
Mark
* A HISTORY OF THE UNIVERSE - THE SHORT STORY* 'Hydrogen is a light, odourless gas, which, given enough time, turns into people.'

CPS Gold Member
My Website

Offline jinky

  • Hero Member
  • *****
  • Posts: 3385
Re: Camera Insurance
« Reply #6 on: June 13, 2020, 09:39:33 AM »
Yes you have to take out the specified cover for use out of the house / on holiday and I`ve never had a problem getting cover from any home insurer given the extra premium payable.

 

latest Posts

Subject Board Views/Replies Member Date & Time
xx Poll -On My Walk International Weekly Comp Entries 202/4 Jediboy Last post Today at 02:31:46 PM
xx ENTRIES-GROUND LEVEL-Weekly Comp 29/11-6/12/20 International Weekly Comp Entries 13/0 Hinfrance Last post Today at 08:18:46 AM
smiley CHAT-GROUND LEVEL-Weekly Comp 29/11-6/12/20 International Weekly Comp Entries 30/0 Hinfrance Last post Today at 08:18:12 AM
xx DIY ENTRIES 22-29/11/20 International Weekly Comp Entries 41/1 Hinfrance Last post November 28, 2020, 04:14:51 PM
xx DIY CHAT 22-29/11/20 International Weekly Comp Entries 261/7 Hinfrance Last post November 28, 2020, 04:14:11 PM
xx CHAT - ON MY WALK 14-22nd November2020 International Weekly Comp Entries 238/7 anglefire Last post November 22, 2020, 08:07:14 PM
xx ENTRIES - ON MY WALK 14-22/11/2020 International Weekly Comp Entries 181/5 anglefire Last post November 22, 2020, 08:05:36 PM
xx POLL - Medical International Weekly Comp Entries 199/4 Hinfrance Last post November 22, 2020, 08:19:37 AM