David and Goliath

[Reinardina]

We have three or four Greeks, but all but the one I am now fighting, had bad marks against their name, for one thing or the other.

Does anyone one have any idea, if I could be saddled with huge legal bills, if the insurance company decided to back the restaurant, and I lost in the small claims court?

So far, two people have added their comment in the review bit of said restaurant on FB. If anyone else would like to 'donate ' a few words, to keep the ball rolling, then yes please.

https://www.facebook.com/pg/Blue-Island-747696781924012/reviews/?ref=page_internal

I am Rhea (from Hampshire).

It can be quite easy to cross  'that ever wavering thin blue line' with matters posted online; words misinterpreted or inadvertently spiked by an unknown jester.

My advise would be, just to stick with the Small Claims Court.  ( In my understanding , Judgements are usually proportionate to damages)

It is not my favourite way of communicating, and I was quite apprehensive about it, but it seems to work sometimes. And it was actually one of the routes advised by CAB to get results. The lady was quite surprised I had not gone there already.
I think it is going to be the small claims court in the end.

I am no Legal eagle Re, but as I understand it, they accepted Liability by informing their insurers, and your claim will likely be successful!

Whether or not their insurance reimburses them is their seperate problem in matter - Public Liability Insurance premiums etc.

I am quite surprised that CAB suggested FB  as that root can be an open house to twist'n of words.

I am not sure that informing your insurer, is a form of accepting liability. Through their insurer, they now contest liability, and have come up with a totally different version of events. But at least they do not deny 'an incident' happened on that day.
It is over to me again.

[Hinfrance]

Informing an insurer is merely asking them to deal with a claim on the insured. It does not in any way indicate acceptance of liability, just the existence of a claim.